Bajaj Allianz Tailors Health Insurance to India’s Diverse States

Bajaj Allianz General Insurance has introduced a groundbreaking State-wise Health Insurance Policy customized to meet the unique healthcare needs of India’s diverse regions. By factoring in local medical infrastructure, disease trends, and affordability, these plans offer more relevant and accessible coverage tailored to each state.

Available in individual and floater variants, with sum insured options from ₹5 lakh to ₹20 lakh, the policies cover everything from inpatient care and day procedures to advanced treatments like robotic surgery and stem cell therapy. Organ donor expenses are included, alongside lifetime renewability for lifelong protection.

Innovative features like Unlimited Sum Insured Reinstatement and a Super Cumulative Bonus reward claim-free years with up to 200% increased coverage. To deepen local connect, each policy is branded in regional languages for example, “AapKe Liye” in Hindi-speaking states.

MD & CEO Dr. Tapan Singhel emphasized, “Insurance must evolve to reflect regional healthcare realities.” The plans also encourage wellness with step-based renewal discounts and a unique Festive Bonus that provides additional daily hospitalization benefits during local festivals.

Currently available across 25 states and 5 Union Territories, Bajaj Allianz’s state-specific policies mark a new era in personalized health insurance.